Solve to Save: How to Use Our Technical Challenge to Lower Your Annual Fee

Every Gatoms member at the Mid tier and above has access to the Solve to Save challenge — a timed technical assessment that, if scored above the threshold, reduces your annual risk premium by up to 15%. The challenge resets each year, tied to your renewal date. Most members don't know it exists. This is a guide to making sure you use it.

The challenge is 90 minutes and draws from the same question pool as the advanced Skill Pulse assessments. It's a set of applied engineering problems — not trivia, not multiple choice. You'll be asked to write working code in a sandboxed environment, reason about system design tradeoffs, and document your assumptions. The scoring is automated but calibrated to senior-level benchmarks.

Threshold is 80th percentile relative to all members who have taken the challenge in the past 90 days. This is a rolling benchmark, not a fixed score. Practically, members who score above approximately 82–85 out of 100 on a clean run tend to clear the threshold — but that number can shift slightly based on cohort performance. You'll see your result against the current threshold immediately on submission.

The fee reduction applies to the risk premium component only. The platform fee is flat. So the reduction is more meaningful for higher-salary tiers where the risk premium is the larger portion of your annual fee. For a Mid-tier member in India earning ₹1.2L/month, clearing the threshold reduces the annual fee by roughly ₹3,000–5,000. For a Senior-tier member, the saving is proportionally larger.

You can take the challenge once per renewal period. There's no retry. The score is recorded on your profile and visible to recruiters as a verified assessment result — independently of whether you clear the threshold. Even if you don't hit the discount, a strong Solve to Save score is a credible signal of technical capability. Many enrolled recruiters specifically filter for members who have completed it.